OPS Pension Calculator Tool

Calculate Your Pension (OPS)

Use this calculator to estimate your pension under the Old Pension Scheme (OPS), applicable to central government employees who joined before January 1, 2004, certain state government employees (e.g., Himachal Pradesh), or specific UPS cases (death/disablement). Enter your average monthly basic salary (last 10 months), dearness allowance (DA) percentage, and years of service (10–33 years). The pension is 50% of last drawn pay (basic + DA) for 33+ years, proportionate for 10–33 years. Family pension and gratuity are also calculated. Note: OPS is not available for most NPS employees unless specified.

Estimated Monthly Pension: ₹0

Estimated Family Pension: ₹0

Estimated Retirement Gratuity: ₹0

About the Old Pension Scheme (OPS)

The Old Pension Scheme (OPS) was a defined-benefit pension system for government employees in India, providing a guaranteed pension of 50% of the last drawn pay (basic salary + dearness allowance, DA) for 33+ years of service, proportionate for 10–33 years. It was non-contributory (no employee contributions) and unfunded (paid from current government revenues). Abolished for central government employees (except armed forces) joining after January 1, 2004, it was replaced by the National Pension System (NPS) due to fiscal concerns.

Eligibility in 2025